Perhaps it’s my fault for watching too much TV and listening to too much radio, but these freecreditreport.com commercials have got to stop.  These commercials have annoyed me on such a profound level that I have vowed to never, ever purchase their products.   And they’re just a gigantic scam as well, the credit report is only free if you sign up for some sort of monthly monitoring service through Experian.  On top of all this, thanks to an Act of Congress everyone can already get a free credit report once a year from each of the three major reporting houses. (Including Experian)  These commercials are clearly just preying on the stupid/gullible, and they are absolutely driving me insane.  No real insight here, just a good ‘ole tirade.